When farming is your full-time occupation, farm insurance is a necessity. Farm insurance works like a hybrid of a homeowners policy and a commercial policy because farmers live and work on the same property. Standard home owner policies may cover some farming activities when done more as a hobby, but it will not cover to the extent needed if farming is your bread and butter.
The primary forms of coverage offered on farm policies include:
- Dwelling coverage
- Farm liability coverage
Every farm is unique, and your coverage should be as well. Our experienced agents can help you determine which of these types of coverage are necessary for your needs, and which ones are not:
- Barn or outbuilding coverage
- Crop coverage
- Livestock coverage
- Equipment coverage
- Loss of business income coverage
- Workers compensation coverage
- Commercial vehicle coverage
- Errors and omissions
Contact us to get more information about insuring your farm and ranch.